There are five key considerations if you plan to keep your home after the divorce is final. One of the biggest issues is your ex is likely going to be advised that you must refinance the home to remove their name from the existing mortgage. You need to know whether you qualify for a divorce refinance before you finalize your settlement. Mortgage underwriting guidelines have some very specific rules and options for divorce situations. Most loan officers at the big banks and mortgage companies do not know all the rules. John is an expert at the divorce refinance.
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