Protecting Your Credit During and After Divorce

Julie (not her real name) was a successful sales executive with responsibility for the western half of the United States. She traveled extensively to call on her clients. Imagine her embarrassment and shock when her credit card was declined upon hotel checkout on one...

Why John Snell?

Choosing the right mortgage provider is a very important decision. Especially in a divorce situation. Due to additional complexities, you just cannot trust your mortgage solutions to an unlicensed bank employee or online call center. Here is why John Snell should be...

Need Credit Help?

Often, financial problems are a factor in the breakdown of a marriage. These difficulties can lead to missed or late payments on debt obligations which can have devastating consequences for your credit. John can help you create a plan for cleaning up your credit....

MOVING ON TO AN AMAZING NEW LIFE

Stacy announced the breakup of her marriage on Facebook. I will never forget. It was a Friday night and I was mindlessly scrolling through my newsfeed. For a moment I cringed. Such personal news being shared on social media was seemingly out of character for her. But...
Income vs. Qualifying Income in Divorce

Income vs. Qualifying Income in Divorce

One of the issues mortgage lenders regularly encounter in divorce situations is the distinction between income and “qualifying” income, as defined by mortgage underwriting guidelines. Although ALL sources of income are considered “income” by the...